Ira Income Limits 2024 Married Person. Your filing status and level of income could.  — for 2023 and 2024, married individuals filing separately can only contribute to a roth ira if their modified adjusted gross income (magi) is less than $10,000.

 — for 2024, the total contributions you make each year to all of your traditional iras and roth iras can’t be more than: The maximum total annual contribution for all your iras (traditional and roth) combined is: